Terms and Conditions of Use

1.    INTRODUCTION

ALF - Portuguese Association of Leasing, Factoring and Renting, with registered office at Avenida Fontes Pereira de Melo, 35 - 6º B, 1050-118 Lisboa, Portugal, Collective Person nº 501461280, owns the website www.alf.pt, which is made available for information and non-commercial purposes. Any legal issues regarding the website may be consulted in the Privacy Policy and Cookies Policy sections, which constitute an integral part of these Terms and Conditions.

Use of the website acknowledges the general terms and conditions listed and described below. Their acceptance is absolutely indispensable for the use of the services and information provided here. If you do not agree to them, you should immediately cease using this website.

Your use of our Internet site constitutes acceptance of the Terms as if you had subscribed to this Agreement. If you do not agree to these Terms, do not use this site on the Internet.

ALF - Portuguese Association of Leasing, Factoring and Renting may change or update, in whole or in part, these Terms and Conditions, as well as the Privacy Policy and Cookie Policy. Any alterations or updates to these Terms and Conditions, as well as to the Privacy Policy and Cookies Policy, will come into force as soon as they are published on the respective section of the website. Users are advised to regularly check the sections of the Terms and Conditions, Privacy Policy and Cookie Policy for the most up-to-date versions.


2.    LICENSE

ALF - Portuguese Association of Leasing, Factoring and Renting authorizes the User to view, transfer and reproduce the information posted on the website ("Information"), provided that the User agrees to comply with the following conditions:

a) the User may view, download and reproduce the Information solely for personal, non-commercial purposes;
b) the User must observe and reproduce any and all warnings, copyright reservations or any other warnings or reservations of intellectual property rights, contained in any Information that the User views, downloads or reproduces;
c) the User may not modify, transmit, reproduce, distribute, publish, transfer, sell or otherwise use any Information obtained from the website.

The Information and the contents subject to Intellectual Property existing in the website belong exclusively to ALF - Portuguese Association of Leasing, Factoring and Renting, being also the owner of the intellectual property right on the contents of the website, as a collective and/or composite work, as well as on the selection, coordination and composition of the contents of the website.

Unless otherwise stated herein, the User is not granted any license to use or any right over any information contained in this website.

Failure to comply with the provisions hereof with regard to the Information and the use of the intellectual property objects displayed or otherwise made available on the Internet site constitutes a serious violation of these terms, and shall result in the immediate loss of the limited permission granted above.


3.    CONTENT AND LIMITATION OF LIABILITY

All images displayed on the website are the property of ALF - Portuguese Association of Leasing, Factoring and Renting or of third parties (with mention of origin or prior approval). It is forbidden for the user to use these images without prior authorisation from ALF - Portuguese Association of Leasing, Factoring and Renting.

ALF - Portuguese Association of Leasing, Factoring and Renting is not liable for any direct, indirect and or negligent damage arising from the use of the information contained in this website or the website itself, as well as from the harmful or disruptive conduct of the User.

All contents and information published on this website are the responsibility of ALF - Portuguese Association of Leasing, Factoring and Renting, which ensures the veracity and transparency of the same, striving to provide useful information, updated and adjusted to reality.

However, this information may not be correct or completely up-to-date. In this sense, we cannot be held responsible for any actions taken based on the information contained in or provided by this website. You can always contact us through our email address alf@alf.pt

ALF - Portuguese Association of Leasing, Factoring and Renting reserves the right to move, change, delete the website or its content, at any time and for any reason.

Should you wish to report your concerns regarding any content available on this internet site please email us directly at alf@alf.pt.

ALF - Portuguese Association of Leasing, Factoring and Renting is not liable for any direct, indirect or specific losses, damages or any other consequences arising from accessing or using this internet site or any information contained in it.

Notwithstanding this, we are available to discuss with the User the implications of any issue that may arise, and the User should contact us through our website www.alf.pt, our address Av. Fontes Pereira de Melo, 35 - 6º B, 1050-118 Lisboa, Portugal, our telephone number +351 213 110 440 (international fixed-network call), or through our email address alf@alf.pt.

Although we develop the corresponding actions to keep this website free of computer viruses or other harmful coding, we cannot guarantee that this is the case. You should therefore use security software, updated at all times, to protect your computer from such malicious software.


4.    ACCESS TO THE INTERNET SITE. INTERRUPTION AND SUSPENSION

Although we make all reasonable efforts to keep this Website continuously available, access to the Website may be suspended, limited or interrupted at any time for any reason. Access to the Website may be limited from time to time to allow for recovery, maintenance or introduction of new features or services. ALF - Portuguese Association of Leasing, Factoring and Renting will use its best efforts to recover access as soon as possible.

5.    PROTECTION OF PERSONAL DATA

ALF - Portuguese Association of Leasing, Factoring and Renting is committed to protecting your privacy. Although browsing the website does not involve the provision of personal data, we collect the information you choose to fill in the forms on the website.

ALF - Portuguese Association of Leasing, Factoring and Renting will provide the User with the necessary information to enable them to give their consent to the processing of personal data collected by filling in forms.

Users are advised to read and review the Privacy Policy, which is an integral part of these Terms and Conditions, to understand how the website collects and uses the personal data of users and what the respective purposes are.

6.    LINKS TO OTHER INTERNET SITES

This Internet site may contain links to other Internet sites or information fields on other Internet sites which are not under the control of ALF - Portuguese Association of Leasing, Factoring and Renting. ALF - Portuguese Association of Leasing, Factoring and Renting provides these links and/or fields to the user for consultation purposes only.

ALF - Portuguese Association of Leasing, Factoring and Renting does not make any endorsements, guarantees or declarations regarding these sites, including the products, software, materials, services, contents, accuracy or adequacy of the contents of the sites to which these links refer.

The User's decision to access such websites is entirely his or her own responsibility. You should take particular account of the fact that the policies pursued by other sites linked to the ALF - Portuguese Association of Leasing, Factoring and Renting website may be materially different from our terms, particularly with regard to the use and collection of personal information.

No permission is hereby given to you to establish any link from any other web site to any part of this web site or to place within an information field any content existing on this web site without prior written permission from ALF - Portuguese Association of Leasing, Factoring and Renting.

7.    INTELLECTUAL PROPERTY RIGHTS

All rights are reserved. The website and all its contents, including, without limitation, articles, opinions, other texts, lists, user manuals, photographs, drawings, images, video or audio clips or marketing texts, as well as trademarks, logos, domain names, and any other elements that may be covered by property rights (including source codes) and/or other forms of intellectual property rights (hereinafter "Material") are the property of ALF - Portuguese Association of Leasing, Factoring and Renting or third parties (with mention of origin or prior approval), and are protected against unauthorized use, copying or disclosure by national legislation and international treaties regarding Intellectual Property Rights.

None of the provisions of the Terms and Conditions and/or the contents of the Website shall be construed as implicitly conferring, accepting or in any way licensing the right to use any Material by any means whatsoever without the prior written consent of ALF - Portuguese Association of Leasing, Factoring and Renting or the third party owner of the Material or the intellectual property rights published on the Website.

The use, copying, reproduction, alteration, republication, updating, downloading, sending by e-mail, transmission, distribution or duplication, or any other abusive act of the Material not specifically identified, but of identical nature, is prohibited.

In your capacity as a user of the website, you agree not to use the Material for illegal purposes and not to violate the rights of ALF - Portuguese Association of Leasing, Factoring and Renting.

The user may, however, view and display the content of the internet site and/or the Material on a computer screen, store such content in electronic form on disk or print a copy of such content for his or her personal, non-commercial use, provided that he or she keeps all information related to intellectual property rights.

Access to the internet site does not give the user any right over the content made available by ALF - Portuguese Association of Leasing, Factoring and Renting.

8.    YOUR WARRANTIES

You acknowledge and declare that:

a) have read and understood these Terms and Conditions;
b) shall not reproduce, duplicate, copy, sell, resell or by any means commercially exploit the website or its contents, or any part of them, as well as refrain from using or reproducing the trademarks or any intellectual or industrial property rights of ALF - Portuguese Association of Leasing, Factoring and Renting;
c) will not publish or use false, injurious or defamatory information
d) will refrain from using, directly or indirectly, the services or the site on the Internet for purposes contrary to law or inconsistent with the principles contained in these Terms and Conditions;
e) will not propagate viruses, spyware, adware, rootkit, backdoor or Trojan viruses or other similar computer threats;
f) will not use software or other automatic or manual mechanisms to copy or access control of the Website or its content.

9.    MISCELLANEOUS PROVISIONS

The invalidity of any of the provisions contained in these Terms and Conditions shall be considered removed from these Terms and Conditions, and the remaining provisions of these Terms and Conditions shall remain in full force and effect.

This contract shall be governed by Portuguese law and shall be interpreted in accordance with Portuguese law, in conformity with the contracts concluded and executed in this country. In the absence of an amicable agreement between the parties, the respective conflicts and disputes of any nature related to the formation, execution or interpretation of this Agreement shall be definitively resolved by the Judicial Courts of Lisbon, with express waiver of any others.